⚙️ Credit Card Usage Rules

Tell GenieSphere which card you want to use for groceries, utilities, travel, software, ads, and more. These rules power the Credit Card Optimizer dashboard.

Setup your strategy

Choose 1 card per category. We’ll create or update rules in the background – no SQL needed.

Step 3 · Usage rules

Tip: If you don’t want to optimize a category, leave it on “No preferred card”. We’ll skip that category.

📊 Back to Optimizer 💳 Manage Cards

How rules work

Each rule is “Category + Scope → Card”. You can change them anytime as your wallet or businesses change.

🧠 Personal scope rules cover things like groceries, gas, streaming, and personal travel.
📂 Business scope rules are tied to a specific business profile when possible (e.g., Victoria Nails, Exodon Profits).
✅ Picking a card for a category will create or update a single rule. Choosing “No preferred card” will remove it.
🔄 The Credit Card Optimizer page reads these rules to build your cheat sheet and business map.

Suggested flow 1) Add your cards → 2) Set usage rules here → 3) Print or save the PDF cheatsheet from the Optimizer. Repeat when you add or close a card.